Mudad WPS Payroll Setup with Zoho People for Saudi Businesses

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Saudi Arabia's Mudad platform (Wage Protection System) requires every employer to disburse wages through approved banks with full transparency to the Ministry of Human Resources. Manual Mudad compliance is error-prone and slow. Integrating Zoho People with Mudad eliminates the manual work and ensures SAMA + MHRSD compliance. Here's the setup guide.

Pre-requisites for Mudad integration

1) Active Mudad establishment account with employer registration. 2) Saudi commercial bank with WPS-approved Mudad integration (SABB, Al Rajhi, NCB, Riyad Bank, etc.). 3) Zoho People Premium or Enterprise plan with Saudi labor law module. 4) GOSI-registered employees with valid Iqama numbers in Zoho People. 5) Configured salary structures with Saudi-specific components (basic + housing + transport allowances).

Configure Zoho People for Saudi WPS

Settings → Saudi Compliance → enable Mudad integration. Map Zoho salary components to Mudad fields: basic salary, housing allowance, transport allowance, other allowances, deductions. Set up GOSI calculation: 9% employee + 9% employer (Saudi nationals), 2% (non-Saudis with skills shortage). Configure end-of-service benefits per Saudi Labor Law Article 84-87.

Monthly payroll workflow with Mudad

Day 25 of month: Zoho People generates salary register based on attendance + contracts. Manager reviews and approves in Zoho. Day 27: Zoho exports SIF (Salary Information File) in Mudad format. Day 28: HR uploads SIF to Mudad portal OR uses bank's WPS module. Bank disburses salaries on Day 1 of next month. MHRSD receives compliance confirmation automatically.