Build an App Like Tabby in Saudi Arabia
Launch a buy-now-pay-later platform in the Kingdom. Shyphan builds apps like Tabby - customer app, merchant checkout, instalment engine and admin - localised in Arabic and English with Mada and STC Pay, on a fixed quote. (Payment licensing is arranged by you with SAMA.)
What we build
A full Tabby-style BNPL platform.
Get your free App Like Tabby quote
Tell us about your idea and a senior consultant - not a bot - replies within 24 hours with scope, timeline and a fixed quote. The first 30-minute discovery call is free, with no obligation.
- Free 30-minute discovery call
- Fixed-quote proposal - no surprises
- iOS, Android and web from one team
- On-site in Riyadh, remote across the Kingdom
Your own BNPL platform, built for KSA
Tabby and split-payment apps have transformed checkout in Saudi Arabia, letting shoppers pay in instalments while merchants get paid upfront. If you have the licensing and capital to enter this space, the technology platform is what turns the model into a product - and that is what we build.
Shyphan builds Tabby-style BNPL platforms end to end: a customer app to shop, split payments into instalments, and manage repayments; a merchant integration - checkout SDK, plugins and APIs - so stores can offer your BNPL at checkout and get settled; an instalment and risk engine with scoring, limits and schedules; repayment collection through Mada, STC Pay and cards; and an admin dashboard for merchants, users, risk, settlements and reporting.
It is localised for the Kingdom - Arabic-first RTL apps, Saudi payment rails and compliance-ready structure - and delivered on a fixed, transparent quote. Regulatory licensing (for example with SAMA) is arranged by you; we build the technology to your requirements.
Core features we replicate
Everything a Tabby-style platform needs.
Customer App
Shop, split payments, view schedules and manage repayments.
Merchant SDK & Plugins
Checkout SDK, ecommerce plugins and APIs for easy integration.
Instalment Engine
Configurable plans, limits, fees and repayment schedules.
Risk & Scoring
Configurable scoring, KYC hooks and limit management.
Repayments & Settlement
Collect via Mada, STC Pay and cards; settle merchants.
Admin Dashboard
Manage merchants, users, risk, settlements and reporting.
Built for fintech & commerce players
Fintech startups
Launch a branded BNPL or split-payment product.
Large retailers
Offer in-house instalments across your own channels.
Financial institutions
Add a modern BNPL product to your line-up.
Niche lenders
Serve a specific sector or customer segment.
Built for Saudi Arabia
Local by default
- Arabic-first, right-to-left customer app
- Mada, STC Pay and card repayments
- Compliance-ready structure; you hold the licence
- Riyadh-based delivery and support
Close and dependable
- A senior team in Riyadh, on-site and remote across the Kingdom
- Mada, STC Pay and Apple Pay built in from day one
- Fixed scope and milestone pricing - no open-ended billing
- App Store and Google Play launch, plus SLA-backed support
The tech we build on
Modern, proven tools chosen for performance, maintainability and speed to market.
From idea to launch in 5 steps
Discovery
Workshops to define scope, users and a fixed-quote plan.
Design
UX wireframes and a clean, Arabic-and-English, RTL-ready UI.
Build
Agile sprints with regular demos so you see progress.
Test & pilot
QA, security checks and a real pilot before launch.
Launch & support
Store launch, monitoring and SLA-backed AMC support.
Why teams pick Shyphan
Senior engineers
Experienced product teams own delivery, not juniors learning on your budget.
Fixed quotes
Clear scope and milestone pricing agreed before any work starts.
You own the code
Full source-code and IP ownership for everything we build.
Support that stays
SLA-backed support from our Riyadh and India desks after launch.
App Like Tabby - your questions
Can you build a BNPL app like Tabby?
Do we need a licence?
Is it legal to build an app like Tabby?
How do merchants integrate?
How long does it take to build?
How much does an app like this cost?
Do we own the app and code?
Explore related services
Trusted by businesses across Saudi Arabia & the GCC
Get your free App Like Tabby quote
Tell us about your idea and a senior consultant - not a bot - replies within 24 hours with scope, timeline and a fixed quote. The first 30-minute discovery call is free, with no obligation.
- Free 30-minute discovery call
- Fixed-quote proposal - no surprises
- iOS, Android and web from one team
- On-site in Riyadh, remote across the Kingdom