ZATCA e-Invoicing (Phase-2)
Generate compliant e-invoices with XML, QR, UUID, and bilingual (AR/EN) templates—ready for ZATCA clearance & reporting.
Saudi Accounting with Zoho Books
Run compliant accounting in KSA with VAT (15%), ZATCA Phase-2 e-invoicing (QR/UUID), bilingual Arabic/English documents, withholding tax, approvals, and audit-ready reports—integrated with bank feeds and inventory.
- ZATCA E-Invoicing (Phase-2)
- VAT @15% & Zakat Reports
- Withholding Tax (WHT)
- Arabic/English Templates + QR
- Bank Feeds & Reconciliation
- Approvals & Audit Trail
Trusted by
finance teams across Saudi Arabia
Trusted by 150+ companies
Features that make Zoho Books perfect for KSA
Saudi-compliant accounting with VAT @15%, ZATCA Phase-2 e-invoicing (QR/UUID), Arabic/English documents, automated bank reconciliation, purchase-to-pay controls, and audit-ready reporting.
VAT @15%, Zakat & WHT
Configure Saudi taxes, apply withholding tax, and export VAT/Zakat returns and audit schedules with a click.
Bank Feeds & Reconciliation
Connect accounts, auto-categorize transactions with rules, and reconcile payments, receipts, and expenses in minutes.
Approvals & Audit Trail
Role-based approvals for sales/purchase documents, document locks, and a full audit trail for clean, compliant books.
Why Choose Zoho Books?
Zoho Books streamlines Saudi accounting—issue ZATCA Phase-2 e-invoices (QR/UUID), manage VAT @15% and WHT, control purchases and expenses, reconcile bank feeds, and generate bilingual (AR/EN) documents with a full audit trail. Approvals, document locks, and powerful reports keep you compliant and audit-ready.
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ZATCA-Ready Reports & Schedules
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Zoho Books Comparison — Zoho Books vs QuickBooks Online vs Qoyod (KSA)
A quick, practical comparison for Saudi businesses evaluating accounting options.
| Feature | Zoho Books (KSA) | QuickBooks Online | Qoyod (KSA) |
|---|---|---|---|
| ZATCA e-Invoicing (Phase-2) | Native, ZATCA-approved Phase-2 with XML/QR/UUID & Fatoora push. | Not native; requires a ZATCA connector/integration (e.g., third-party apps). | Native, ZATCA-accredited & Phase-2 compliant. |
| Real-time clearance / Fatoora | Standard invoices pre-clearance; simplified within 24h—handled in-app. | Via connector workflow (validate/sync to ZATCA through the app). | Built-in integration to ZATCA for validation & submission. |
| VAT @15% workflows | KSA VAT workflows & returns guidance (Academy + product help). | Global VAT features; KSA filing often needs customization/connector. | KSA VAT workflows available in product. |
| Arabic / RTL & Bilingual docs | Arabic/RTL PDFs supported (use RTL fonts); bilingual invoice templates. | Arabic UI available in Global product; Arabic invoice/localization depends on templates/integrations. | Native Arabic UI and documents. |
| Data residency | Zoho operates Saudi DCs (Jeddah & Riyadh); KSA hosting available for sa domain. | Global cloud; KSA residency typically via third-party connectors, not native. | Saudi cloud vendor with local footprint. |
| Bank feeds & reconciliation | Automated bank rules & reconciliation in Books. | Automated reconciliation in QBO; KSA compliance via add-ons. | Bank feeds & reconciliation features available. |
| Total cost of ownership | Lower TCO—compliance built-in (fewer add-ons). | Add-on cost for ZATCA connector + setup. | Local pricing; built-in ZATCA reduces add-ons. |
| Best for | SMB→Mid-market needing fast, built-in Saudi compliance. | Teams already on QBO willing to add a ZATCA connector. | Saudi SMEs preferring a local, Arabic-first solution. |
What our customers say
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FAQ - Zoho Books (KSA)
Answers to common questions about Zoho Books for Saudi Arabia—ZATCA e-invoicing, VAT, Arabic templates, migration, hosting, and more.
Yes. Zoho Books is a ZATCA-approved Phase-2 e-invoicing solution integrated with the Fatoora portal. You can generate and push standard and simplified e-invoices, track status, and include the required QR/UUID fields.
Arabic is mandatory for KSA e-invoices. In Zoho Books you can use the standard e-invoice template (Arabic) and also add a second language alongside Arabic for bilingual documents.
E-invoicing is available starting from the Standard plan of Zoho Books.
Yes. Zoho operates Saudi data centers—Primary in
Riyadh and Secondary in Jeddah. Choose the
.sa data center when you sign up if you need KSA residency.
Yes. Zoho provides guided migration from QuickBooks Online (and CSV import paths for others). Typical steps include importing your Chart of Accounts, customers/vendors, items, opening balances, and transactions.
Yes. Zoho Books supports IRN generation for credit and debit notes so you can push them to the Fatoora portal as required.
Zoho Books is VAT-ready for KSA, with guidance on returns and reports to help you prepare filings aligned with ZATCA rules.
Yes. Zoho Books provides role-based permissions, transaction locking, and an audit trail to help protect records in line with ZATCA mandates.
Yes. You can use automatic bank feeds and rules to categorize and reconcile transactions quickly inside Zoho Books.